The Calm Before The Storm

Bank Run in the 30s

  • Money can only created with new debt.
  • If no “fresh” money comes into circulation, the economy deteriorates, and, eventually, the system collapses.
  • In recent years, the demographic age trend of the majority societies has become extremely negative. 
  • As the average age demographic of a society increases, the number of loans taken in that society decreases.
  • As the birthrate of a society decreases, the investment requirements in that society also decrease.
  • A zero interest rate is unnatural.
  • A crash is likely around the year 2020.


Those who have not dealt, in detail, with the subject of monetary debt, may find it hard to understand how a system that seemed to work so well for decades is now reaching its limits. Those who are familiar with the context of our current system, on the other hand, have had but two choices: either to lie to themselves in warm comfort, or to face the bitter, yet revealing, truth – that is, that it was clear from the start that the system was bound to collapse one day. “One day” is today!

In this system of which we live and speak, money may come into circulation only through the creation of new debts. Only with this “fresh” money, can further investments be made, and the interests of old loans – settled. This “money” is created by banks out of thin air – meaning, they are produced out of nothing. As a result, banks should be fine, as they are receiving interest payments for money they had created out of nothing. However, due to the megalomaniac nature of the times, almost all financial institutions are bankrupt, as they incur extreme losses through speculation, which should be prohibited for banks.

Moreover, nearly all large companies and states are bankrupt. While banks remain unable to repay their customers’ savings deposits, General Motors, and Sony and others, for example, will never be able to repurchase all corporate bonds they’ve issued. The situation is similar with governments: They will never repay their debts. Instead, they are, and will, only be paying interest, which is set at either zero percent, or a number close to it, for countries with very good debt-ratings.

If a ban on cash and negative interest rates were to be introduced, governments would even receive interest to borrow money. This may come as a surprise to most people, but trafficking of drugs, arms, and human beings, is not nearly as profitable as receiving money for borrowing money. In fact, it is precisely these unnatural conditions, created by corrupt rating agencies, which are serving as the basic preconditions necessary for keeping the system alive for a while longer. Another consequence of this unsustainable system is that Greece is required to pay higher interest rates, due to its poorer debt-rating. In reality, the vast majority of the loans taken by the Greek government are not needed to improve the people’s living conditions, but to pay the interest of government debts.

As history has illustrated to us, time and time again, in the end, debt-based economies must always collapse. If the resulting debts of such a financial system were to be neutralized by the values created, it would be a zero-sum game. However, since interest must be paid, almost all who have participated in the system are bankrupt. Only a small minority, the so-called “elites”, is benefitting, and will benefit, from such a system, as they collect the interest payments.

Thus, the question arises as to whether these people will be happy when the game is finally over. 2,000 years ago, Rome was a city of around one million people, 10,000 of whom were described as elites. As the city’s population was reduced to a few thousand over the next three centuries, the number of elites declined more dramatically in relative terms, due to the collapse of the empire. In other words: There are no guarantees for anyone, after the crash!

Were a real balance sheet drawn up in the modern world, debit would be much higher than credit, especially in so-called Western countries. The richer a country seems to be outwardly, the poorer it really is, because its apparent wealth is financed by debt. If Europeans have lived lives of excess and luxury, thanks to extreme indebtedness over the last few decades, a real balance sheet would show that most African countries are, in fact, less indebted and therefore not as poor as European countries.

population of Detroit

Detroit is living proof that my statement is not at all exaggerated, as the idea of property valuation is far closer to a fantasy from the realm of dreams than to reality. Since the population of Detroit has reduced to one-half of what it was only a few decades ago, a massive number of vacant properties have seen reductions in value that are almost unbelievable. No less than thirty years ago, such properties were valued at hundreds of thousands of dollars. Yet, today, they hold negative values. So, what was the cause of it all? First and foremost, there is a considerable lack of new borrowers taking loans to buy these houses. At the same time, many vacant houses are being demolished, resulting in high financial costs. This shows quite clearly that the valuation of real estate, and thus, its mortgage lending, cannot increase indefinitely. Likewise, it illustrates what happens when no “fresh” money is created: loans decrease, as crimes increase!

The assumption that the valuation of European real estate will not be affected, by its debt-based economy, in a very similar way is yet another fantasy from the realm of dreams. On the day of settlement, an unimaginable amount of debts will be matched by zero values. “No-Go-Areas” of European cities will be among the first areas affected. Detroit, much like the “Great” Depression, is just a forerunner which will ultimately be followed by the rest of the world into the abyss. The demographic development of the population, in regards to age, plays a decisive role in this process: the older people become, the less they invest – the fewer children a society has, the less investments they are forced to make. The less investments are made to plug the holes in the sinking Titanic that is our debt-based financial system, the more water (unpaid debts) pools into our ship, and the quicker we sink. Though the majority will drown, a select few will try riding out the storm on the lifeboats they seized while there was still time.

Coco nut palm tree in our garden.

In order to facilitate further loans and reduce costs at the same time, a negative interest rate would be set into action, particularly with regard to government debt. Nonetheless, such measures may only be enforced in conjunction with the abolition of cash. From a mathematical point of view, after paying your rent and other monthly bills, about a quarter of your money is left sitting in your account. As long as there is still cash, negative interest rates can be avoided by storing money under your pillow. Once cash has been banned, however, balances will be charged with interest. Since negative interest rates, especially in the low-negative range, are unlikely to be feasible for the long-term, it is realistic to assume that the system will collapse around 2020.

If there truly are, indeed, three years left until this collapse, then we should have enough time to plant crops over the entire area of Finca Bayano and fertilize the entire area with natural humus, in order to ensure that good yields can be expected in the following years. During this time, all the fencing inside Finca Bayano will be completed to divide the land into smaller plots, where dogs will provide safety. In addition, all paths, further river crossings, and all houses can be built within that time. Most importantly, three dams will be built in order to ensure that we’ll always have sufficient amounts of water, both for ourselves, as well as for making fish available as food, for sale, or for exchange. The entire area of Finca Bayano will have electricity in 2020, which will be fed from the public grid, from solar power, and from generators. Water pipes will be laid on all plots, water reservoirs will be built on higher plots and additional wells will be drilled in deeper locations.

In short, everything we can do to prepare ourselves for the storm is being done. While natural storms of past millennia, such as the plague in the Middle Ages, had helped to strengthen humanity, man-made storms of the last few centuries – most especially, since the foundation of the FED – have helped to enslave and destroy us. The next storm will bring with it extreme enslavement and annihilation.

If you have been able to build up reserves over the years, then you should not rest in the calm before the storm. Instead, concentrate on securing the reserves you have built up. If your property is worth less than the registered debts because a refugee home is being built around the corner, then it’s too late.


There is every sign of a storm brewing!